Working With a Credit Counselor in a Time of Need

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Tweet Credit counselors provide a much-needed service to consumers. Thousands of people are drowning in debt, and they don’t know how to fix a low credit score or get rid of their persistent bill collectors. Credit counselors often teach their clients how to manage money, take care of a FICO score and pay down debts […]

The True Cost of Credit Cards

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Tweet Since their introduction in the 1920s, credit cards have been both a blessing and a curse. For those who know how to use them wisely, these little plastic cards can be valuable financial tools, but for those who do not understand the true, hidden cost behind credit card usage, debt can soon destroy financial […]

Infographic – Generations and Debt

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Tweet What would you do if you had a lot of credit data and wanted to help educate people on how to be better with credit and debt? You’d probably pore through the data, try to find some trends, and then share those trends with the world. It’s something a lot of credit bureaus try […]

What to Do If You Can't Pay Your Taxes on Time

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Tweet As the tax deadline looms, it is an appropriate time to explore what can happen to a taxpayer who is unable to make their tax payment to the IRS. While this is not a situation you typically plan on being in, it happens to the best of us. At least you have a few […]

Suze Orman Shows True Colors With Her Approved Prepaid Debit Card

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Tweet If you haven’t heard by now, personal finance guru Suze Orman has launched a new prepaid debit card called The Approved Card. That’s right, another celebrity-backed card similar to what Russell Simmons has done, and what the Kardashians tried to do. But since this card is being endorsed by a well-respected personal finance expert […]

10 Mistakes That Hurt your Credit Score

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Tweet We all worry about keeping a good credit score, but how many of us actually go out of our way to protect our score and avoid certain decisions that could negatively affect it?  During our lives we will face numerous financial decisions that could impact our credit score. Don’t know which actions to watch […]

Should You Co-Sign a Loan?

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Tweet Let’s say you are approached by a friend or relative asking you to co-sign a loan. Obviously, they assume that they will make good on their loan, pay it in full, and you will never have to worry about it. Being the nice person that you are, you are likely to oblige. But wait! […]

The Shocking Truth about Repairing Credit After Bankruptcy

Tweet For most people, repairing credit after bankruptcy seems impossible. I’m broke and my credit is trashed, they think. I’ll just have to wait a decade before the bankruptcy falls off my credit report. But nothing could be further from the truth. In fact, wiping your hands of credit and becoming a cash-only citizen is […]

A Few Tips for Repairing Bad Credit

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Tweet Getting rid of negative marks on your credit history is a problem facing many hard working people these days. With a poor economy making it difficult to pay bills, it’s no wonder more and more people are looking for solutions to get out of the rut they are in with bad credit. Good credit […]

Best Credit Cards for College Students

Tweet When it comes to college, most experts tend to steer students away from credit cards. That’s because credit cards, when used improperly, can create a financial nightmare for young adults. Careless spending and little to no income may be a recipe for disaster, but so is graduating college and setting out on your own […]