All Entries Tagged With: "Debt"
Why You Should Check Your Credit Score and Credit Report
Tweet You have probably heard about the importance of your credit score and credit history, and may have even shrugged it off, but there are a number of reasons to check both. You know that the better your credit score, the better your chances of being approved for a loan, and the lower the rate. [...]
Should You Co-Sign a Loan?
Tweet Let’s say you are approached by a friend or relative asking you to co-sign a loan. Obviously, they assume that they will make good on their loan, pay it in full, and you will never have to worry about it. Being the nice person that you are, you are likely to oblige. But wait! [...]
The Shocking Truth about Repairing Credit After Bankruptcy
Tweet For most people, repairing credit after bankruptcy seems impossible. My credit is trashed, they think. I’ll just have to wait a decade before the bankruptcy falls off my credit report. But nothing could be further from the truth. In fact, wiping your hands of credit and becoming a cash-only citizen is the single worst [...]
A Few Tips for Repairing Bad Credit
Tweet Getting rid of negative marks on your credit history is a problem facing many hard working people these days. With a poor economy making it difficult to pay bills, it’s no wonder more and more people are looking for solutions to get out of the rut they are in with bad credit. Good credit [...]
Best Credit Cards for College Students
Tweet When it comes to college, most experts tend to steer students away from credit cards. That’s because credit cards, when used improperly, can create a financial nightmare for young adults. Careless spending and little to no income may be a recipe for disaster, but so is graduating college and setting out on your own [...]
Help Getting Out of Debt – Using Credit Counseling
Tweet There is Help Available, but be Careful to Avoid Scams Have you tried to get a handle on your debt yourself but still can’t seem to make any headway? First of all, it’s OK and there’s nothing to be ashamed about. If you find that you just can’t get back on track yourself, there [...]
Five Swift Financial Moves to Make Right Now
Tweet We’ve all heard the ubiquitous GEICO car insurance commercial, about how fifteen minutes could save you fifteen percent on your car insurance, right? Well, as popular as those commercials are, it turns out there are plenty of things you can do in fifteen minutes that have the potential to save you a lot of [...]
10 Tips For Successfully Negotiating With Creditors
Tweet How to Negotiate With Creditors When debt is mounting, stress mounts along with it. Debt can limit your financial stability, drain your bank account and make it impossible to obtain new credit. On top of that, the constant stream of calls and letters can prove to be embarrassing. You may look at your debt [...]
3 Ways to Wipe Out Debt Quickly
Tweet This guest post is from The Digerati Life. No one likes having debt. I’ve got my mortgage to pay and a small amount on a balance transfer credit card. But other than that I’ve been pretty good at paying everything off and making sure I have as little debt as possible. But for those [...]
Secured Credit Cards: A Good Alternative in Times of Tight Lending
Tweet In this day and age, access to a credit card is virtually a necessity. It’s very impractical to carry bundles of cash and paying for things is so much more convenient with plastic. But using your debit card also carries a little added risk. Lately, the credit industry has been stifled and getting a [...]
Credit Score and Credit History Basics
Tweet When it comes to staying on top of your finances there are few things that can have such a lasting impact as your credit history. Many people have heard the terms “credit report” and “credit score” before, but not everyone knows exactly what each means, and few are privy to the important details that [...]
What You Need to Know Before Co-Signing a Loan
Tweet Have you ever been asked to co-sign a loan? Maybe a friend, relative, or family member is having trouble getting a loan and they need someone else to co-sign. Or maybe you are a parent with a teenager who is trying to get a credit card and can’t because of the new credit card [...]
How to Find and Choose a Credit Counseling Company
Tweet Should You Use a Credit Counselor? Have you tried to get out of credit card debt on your own but find you simply can’t stay on track? You’re not alone. Getting out of debt and getting your spending under control is hard to do and you shouldn’t feel bad if you are having trouble. [...]
The New Credit Card Statements Are Here
Tweet New Credit Card Statements Help You Get Out of Debt The new laws from the CARD Act have created a number of changes for credit card holders. Teenagers now find it very hard to get a credit card, card companies can’t stick your past balances with a higher interest rate, and new credit card [...]
Couples and Money: Learn How to Stop Fighting Over Your Finances in Marriage
Tweet Married Couples Spend a Lot of Time Fighting About Money Apart from sex, money is one of the leading causes of stress in a marriage. When couples fight about money it’s not only bad for the marriage, but it can also lead to bigger financial problems as well. One of the problems is that [...]
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