RSSAll Entries Tagged With: "Debt"

Collection Agencies Giving Away HDTVs and iPods If You Pay Up

Collection Agencies Giving Away HDTVs and iPods If You Pay Up

Tweet Nobody wants to deal with a collections company, but it looks like some may be pulling out all the stops. A friend of mine was telling me about this debt that went into collections a while back and he was always getting hammered by the collection company to try and pay. After months of […]

Credit Cards and the Minimum Payment – Don’t Fall Into the Minimum Payment Trap

Credit Cards and the Minimum Payment – Don’t Fall Into the Minimum Payment Trap

Tweet To some, credit cards represent everything that is evil. It’s true that credit cards have done their fair share of damage to people’s finances, but they are also a useful tool. But what makes credit cards bad for most people is the minimum payment. That’s it. High interest rates don’t help, but it’s when […]

New Law Makes it Harder for Teens to Get a Credit Card Starting February 22, 2010

New Law Makes it Harder for Teens to Get a Credit Card Starting February 22, 2010

Tweet Good or Bad, The New Law Makes it Harder for Teens to Obtain Credit You may recall that back in May of 2009 the President signed into law the Credit Card Accountability, Responsibility and Disclosure Act of 2009, or CARD. This act was packed with all sorts of new credit card rules and regulations […]

Are You a Credit Card Junkie? Learn How to Kick the Habit

Are You a Credit Card Junkie? Learn How to Kick the Habit

Tweet Are you a credit junkie? Millions of Americans are, including our favorite relative, Uncle Sam. We usually think of junkies as drug addicts or drug peddlers, but a junkie is any person who derives inordinate pleasure from or who is dependent on something. For many people, that’s buying things with credit. In other words, […]

How to Improve Your Credit Score

How to Improve Your Credit Score

Tweet Learn How to Improve Your Credit Score With a Few Simple Tips Do you need to improve your credit history? If you’re like the majority of Americans, the answer is yes. According to FICO, 60% of all people have a credit score less than 750. This means there is plenty of room for improvement […]