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Putting Your Teenage Son or Daughter on Your Auto Insurance Policy

Putting Your Teenage Son or Daughter on Your Auto Insurance Policy

Tweet There comes a time in every parent’s life where they ask the question, “Does my teenage son or daughter have to be on my auto insurance policy?”  Just the thought of putting an inexperienced driver behind the wheel is enough to send shivers up and down the spine of your average man or woman.  [...]

Renters Insurance Basics: What Every Renter Should Know

Renters Insurance Basics: What Every Renter Should Know

Tweet Do You Need Renters Insurance? Homeowners Insurance is designed to protect a person’s home. This is an obvious need for insurance since a home is often somebody’s most valuable asset backed by a large loan. This is why most people don’t even think about renter’s insurance. You don’t own the apartment, you didn’t have [...]

Health Care Reform Changes That Take Effect September 23

Health Care Reform Changes That Take Effect September 23

Tweet Health Care Reform is Here and So Are Changes to Your Health Insurance It seems like it was just yesterday that we were debating health care reform, but on September 23 we hit the six-month anniversary of this reform and it also signals milestone where some changes begin to take effect. The changes you’ll [...]

Flexible Spending Accounts: Is a FSA Right for You?

Flexible Spending Accounts: Is a FSA Right for You?

Tweet Flexible Spending Accounts Provide an Easy Way to Save Money and Pay for Health Care Expenses One unfortunate result of rising costs associated with health care and health insurance is that employers are now looking for ways to trim employee health benefits. This usually includes increasing co-pays, out-pocket-costs, and deductibles. The good news is [...]

FDIC and NCUA Deposit Insurance: Financial Reform Makes $250,000 Limit Permanent

FDIC and NCUA Deposit Insurance: Financial Reform Makes $250,000 Limit Permanent

Tweet FDIC Insurance Limits Increase Permanent The Federal Deposit Insurance Corporation is a corporation that acts as an independent agency of the federal government. The primary responsibility of the corporation is to act as a insurer for consumer deposits at banks and to help protect the economy at large from the effects of bank failures. [...]

Health Savings Account (HSA) Basics

Health Savings Account (HSA) Basics

Tweet What is a Health Savings Account? Health savings accounts (HSAs) allow individuals to save money for health care expenses on a tax-deferred and tax-free basis. This law was signed into law on December 8, 2003 and became effective on January 1, 2004. The tax deferred money can be invested into mutual funds, stocks, cash [...]

How to Find the Best Car Insurance Policy

How to Find the Best Car Insurance Policy

Tweet If you have a car, then you need auto insurance. There’s a good chance you’ll never need to file a claim, but car insurance is one of those things that you’re thankful you have if you do. Depending on many factors such as how many vehicles you have, your driving record, and age, auto [...]

Why You Might Not Want to Wait Until You’re Married With Children to Get Life Insurance

Why You Might Not Want to Wait Until You’re Married With Children to Get Life Insurance

Tweet Should Singles Even Consider Life Insurance? Ask anyone if a single person without any dependents should get life insurance and you’ll almost certainly be told no. But like most financial decisions, it isn’t as black and white as that. Sure, if you’re just a single 30-something living alone without kids it would seem like [...]