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What You Need to Know Before Co-Signing a Loan

What You Need to Know Before Co-Signing a Loan

Have you ever been asked to co-sign a loan? Maybe a friend, relative, or family member is having trouble getting a loan and they need someone else to co-sign. Or maybe you are a parent with a teenager who is trying to get a credit card and can’t because of the new credit card rules [...]

Payday Loans – Ripping You Off One Fee at a Time

Payday Loans – Ripping You Off One Fee at a Time

Payday Loans Can Cost You Thousands Payday loans go by a variety of names: payday loans, cash advance loans, check advance loans, post-dated check loans, or deferred deposit check loans. They sound harmless, because in most cases you’re just borrowing money to get you through to pay day, but under the surface they are one [...]

6 Things You Need to Know Before Buying Your Next Car

6 Things You Need to Know Before Buying Your Next Car

Buying a Car? Make Sure You Follow These Tips The days of being a clueless consumer walking into a dealership and letting the car salesmen explain all of the features of the new models are over. Today, you have the internet on your side. You can learn anything you’d ever want to about any car [...]

The 401k Loan: How to Borrow Money From Your Retirement Plan and What You Need to Know

The 401k Loan: How to Borrow Money From Your Retirement Plan and What You Need to Know

The 401k Loan May Have Benefits, but it Isn’t Without Pitfalls Roughly 75% of 401(k) plans have a loan provision. This is good news for participants who find themselves in a bind and need quick access to some cash, but it also potentially puts a lot of retirement nest eggs at risk. In fact, about [...]