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How to Have a Memorable Valentine’s Day Without Spending Any Money

How to Have a Memorable Valentine’s Day Without Spending Any Money

With Valentine’s Day fast approaching, it’s all too easy to fall into the trap of spending money you don’t have on things that you don’t need. If you’re looking for ways to make your loved ones feel special this February 14th but don’t want to go broke doing so, you’ve come to the right place. [...]

Five Money Saving Habits You’ll Want to Learn This Year

Five Money Saving Habits You’ll Want to Learn This Year

When it comes to saving money, there’s no better time to get back on track than the New Year. For some miraculous reason, January gives people hope and inspires them to change their ways. That’s why New Year’s resolutions are so comical. In retrospect, everyone wishes that they had done something different the previous year. [...]

Make Your Own Cheap Shampoo, Conditioner, and Toothpaste

Make Your Own Cheap Shampoo, Conditioner, and Toothpaste

In an attempt to reduce costs in 2012, I am adopting a Do-It-Yourself mentality.  One of the areas of my spending that can be virtually eliminated is in the Personal Hygiene category.  Using recipes found in the book, Making It: Radical Home EC for a Post-Consumer World by Kelly Coyne and Erik Knutzen, I plan [...]

Different Ways to Save Money – From Savings Accounts to Savings Bonds

Different Ways to Save Money – From Savings Accounts to Savings Bonds

When people talk about having money for a rainy day they are usually referring to putting their money into a savings account. A rainy day or emergency fund is used to set aside money from every paycheck so that in the event of an emergency or unexpected expense there’s money readily available. Using a savings [...]