The Top 5 Ways to Become a Millionaire – How to Become a Millionaire
By Jeremy Vohwinkle with 119 Comments
Anyone Can Become a Millionaire by Following a Few Simple Steps
Becoming a millionaire isn’t all that difficult and there are countless ways to achieve that milestone. Some people do it through real estate, others start their own business, while some simply get lucky by winning the lottery or winning big on a game show. What is even more interesting is that you don’t have to be wealthy to begin with nor do you have to earn six figures to reach this goal.
I know some people who earn well over $100,000 and all they have to show for it is a large mortgage payment and a fancy car that depreciates faster than a glass of milk left outside in the summer sun. Anyone can become a millionaire and there are five things you need to do to have the best shot of making that a reality.
1. Earn Income.
Clearly, the more money you make, the faster you can reach that milestone, but that doesn’t mean your average Joe with a average income can’t obtain millionaire status. The current median income in this country ranges between $35,000-$60,000 depending on where you live. Better yet, get married so you have dual incomes. The wonderful thing about having dual incomes is that even with two people in the household, your income may double, but your expenses typically don’t.
If you don’t earn even an average income, all is not lost. It is up to you to do something about it. A negative attitude about your job or your earning potential won’t change anything. Be proactive and make the decision to improve your situation. It is your life, so take control and realize that things don’t change overnight. It may take a few years of slow growth before you reach the point where you want to be, but you can do it if you try. Remember, short of inheriting money from a relative or winning the lottery, you will need reasonable income to become a millionaire.
2. Live Within Your Means.
Ok, so you have income but now what? It doesn’t matter how much money you make if you spend it all or spend even more than you make. It might be nice to eat out at nice restaurants every night, or to always be on the cutting edge of designer fashion but, this will only make you look like millionaire to others instead of actually being a millionaire. This doesn’t mean you have to live a miserable and miserly lifestyle, but you simply need to live reasonably. The bottom line is buying things and acting like a millionaire if you aren’t will simply empty your bank account and give people a false impression of your status, but that’s it.
Start by purchasing a home that you can comfortably afford and drive vehicles that suit your lifestyle without straining your budget. You don’t have to be pulling down $75,000 a year and drive a 1992 Civic Hatchback or live in a dump, but throwing your money at a 4,000 square foot home in a gated community with luxury cars or SUVs that cost as much as one year of your salary won’t help you become a millionaire. Some may argue that an expensive home and real estate in general is a good way to become a millionaire, but I will touch on that later.
3. Save Money.
This isn’t rocket science but if you earn a reasonable income and you live within your means, guess what, you will probably have money left over to save. But that’s exactly the problem. Most people treat savings as an afterthought, or something that only gets attended to after all the other bills are paid. People pay bills, buy things, and then whatever is leftover they try to save. That is the wrong way to save. I’m sure you’ve heard it before, but pay yourself first. Whether it is $100 a month or $1,000 a month, think of the savings as a bill that needs to be paid and do it regularly. If you are unable to save money you will find that your only wealth is in the form of material things. So, you need to start saving every month and you need to make it happen automatically. An online savings account can accomplish this for you, and on top of that you’ll be earning better interest on that money than you would be at your local bank. In fact, I keep my savings at Ally Bank as they have a great interface and a pretty good interest rate.
4. Invest Wisely.
Now that you are saving money, you need to invest it wisely. Sticking it under the mattress or slowly building up in a savings account isn’t going to help you reach your goals any faster. You don’t have to read the Wall Street Journal or watch CNBC everyday while actively managing your portfolio in order to be a good investor. Some of the best investment advice is to simply invest regularly and in a diversified portfolio. If you do this you’ll already be doing more than most people and on your way to building wealth.
It is also important to remember that real estate is part of your investment picture, but it shouldn’t be all of it. Too many people stake almost everything they have into a primary residence and expect it to appreciate in value. Just like any investment, generally speaking, over time you will make money. There isn’t much debate about that, but relying heavily on real estate is no different than if you rely on one stock to fund your retirement. So, begin with opening up an investing account and put your money to work. It doesn’t matter if you are investing in stocks, bonds, or index funds, but keeping costs down helps you keep more of your own money. One of the best and cheapest places to start investing is at Zecco. I’ve also had quite a bit of success with .
You can become a millionaire by simply buying a single stock and holding onto it for 20 years if it goes up significantly just like you can buy a $500,000 home and have it double in value in 20 years, but that’s a pretty risky proposition. Take a lot of the risk out of the picture by making sure all of your eggs aren’t in the same basket and develop an investment strategy that will provide steady growth over the years..
5. Stick With Your Plan.
Finally, if you have done the previous four items the only thing left to do is to continue doing it and stick to the plan. As far as income is concerned, always be on the lookout for ways to increase your income, whether it is through climbing the ladder at your current job, finding work elsewhere, or maybe even starting a business on the side. Increased income will mean you can save even more, provided you aren’t foolishly spending the additional money. As that additional money gets tucked away into savings or investments it will continue to grow even more quickly.
It Isn’t Hard to Do if You Work at It
Unfortunately, most people are looking for a way to get rich quick or to capitalize on the next big thing. It is true that some people have made their wealth through playing the real estate market, while others have done so by investing in a few stocks that exploded, but this is the exception and not the norm. If the above list seems overly simplistic, that’s good. There are no secrets to becoming a millionaire and almost anyone has the chance to make it happen. The process is simple:
1. Make money
2. Don’t spend all of your money
3. Save some money
4. Invest that money
5. Repeat
Certainly, there are many factors in play that can make this easier or more difficult for different people. This is simply the process that you can use in order to reach that goal, whether it is in 5 years or 50, if you follow a few basic steps you can do it.
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The main point is to not necessarily work hard but SMART!...Get Rich Quick methods don't really work..But a good investment and some proactive methods should get you there. I will be a millionaire within 3 years by the age of 31...I've already begun the process necessary and I am only doing what I like/love. Life is about being free and able to live how you want. People who have made it to Millionarie/Billionaire status aren't the Norm! The Norm is for Regular Middle Class Citizens who work day in and day out til they retire til they're 60+!!! Extraordinary Living is only for those who want it enough to do something about it. www.createwealthfreedom.com
yes i will become a millionaire in the year 2018
success does not come to me i will go to it.
thankQ jeremy vohwinkle
gatlaramu
im 16 from boston, can you email me i have a few questions? thanks! kmccartttt@gmail.com
nothing is impossible to a willing heart.
I completely agree. My advice is to get a good job then live in a very cheap apartment or home. Then INVEST as much of that money as possible ( try to invest in property as this will give you a gradual increaseing income income) so the name of the game is the more you invest, the more you get and with that money invest MORE! This makes becoming rich a guarantee, it's really that simple. And just something to add if you work for a boss, the boss will ALWAYS be making more money by USEING your brain affectively to make his money. So be your own boss and you do all the work and get all the money and desire you would ever want.
to be a millionaire dream for it... make your desire become real and possible, when you reach that goal, throw them away and again dream for it.
to be a millionaire dont dream about it do it, be positive and be prepared for alot of hard times, now with my top 10 i want you to follow the 5 tips already stated in the article and use them together with my advice, but how do u start:
1) get a job
2) while working make friends and show interest in what they do, dont make friends with people way ahead of you in the organisation, that may probably come off wierd work the levels (5 to 9 months)
3)if ur working 9 to 5 monday to friday get a weekend job
4) if ur working 9 to 5 monday to friday start evening classes learning a vocational trade, be it construction or marketting, this will help u earn that extra cash, increase ur intellect and help with that friend making at work. this is very positive for ur personality
5) dont jump from job to job it shows lack of loyalty, stick to what u got, do educational programmes within the company to move forward.
6) live with family, u all earn money contribute to the house and minimise ur expenditure, this is the difference in paying $1000 on a mortgage and $600 on bills food and other house hold expenses to $200 mortgage and $300 expenses, u'll save $900 bucks just by being a team player.
7) get tax advice, play the system, i live in the uk and i know if u take a loan out thats less than £5000 u pay no tax on it, government bonds are tax free, maxi isa tax free u earn high interest, think big to be big.
8) when you have your money dont jus look in the U.S for investment opportunities usgaap values property on historic cost, its apreciation is crap compared to high performing countries like UAE. u need to look at the bigger picture, ur investment in lower currency countries that perform at a higher percentage growth rate than the us will earn u ur money faster at a lower cost.
9) if u want to be cute then go to the country with the strongest currency, and do all the above and u will still earn more money.
10) ok buying property is a solid way forward, and safe but spread ur risk thats important, how to make money on property is like this:
a) invest $15,000 of ur own money as ur deposit against a property lets say valued at $150,000 in a good area, near very good schools, facillities ie rail lines shops, entertainment, etc.
b) ur mortgage will be 150,000-15000= 135,000x112.8% = 151875/25years= 6075/12= 506.25 a month
c) now rent that out at about 700 a month and ur making back about 200
d) depending where u r the property prices may increase at about 8% to 14% a year and depends if the market was down when u bought, now is a very good time to buy, so ur property at the end of the year will be around 165,000, ur rental income will be around 2400 and and if u wait 3years and sell u would have made about double of wut u invested in and have earned 8k just as rental income. imagine if u invested 40K for 4 properties each costing 100K preconstruction, in a country where the dollar is 4:1 and the growth in yr0 will be 40%, then the following year 40% and in its 3year upon the delivery date it goes up 30% and the property market is 22% and the country is booming and expected to continue growth at this high rate if not higher, if u sold 1 house at end of year 1 you would have made 30k to put against ur 270 debt then at year 2 sold another property to put 80k against your 180 debt then in ur year 3 sell 1 house and you have 140k to put against your 90k debt your 50k better off and have a house to let that in the next year you will make rental income and 22% on your home worth 250k???
What I think about you Mr.AlKasmani is that you are a successful person :)
May Allah bless you and your family.
Adrienne, it sort of is becoming passe because millionaire status simply isn’t what it used to be. Thanks to inflation and the general cost of living in some areas a million may not be much more than middle-class. In regards to living with your means, I mean that people shouldn’t live like a millionaire before actually becoming one. I know some people who have been out of college for 5 or 6 years, have been making close to six figures and have significantly negative net worths. They would rather flash their income in the form of a big house, always buying fancy new cars and boats… take away their “stuff” and what do they have to show?
Everything is only as hard as we believe it to be. When people can start with nothing, and I mean dirt poor nuthin’ and wind up filthy rich, no one with a properly functioning mind has an excuse.
The difficulties lie only in the mind. Yes, it is true. Don't argue with me.
@Minimum Wage:
"I am a boomer with (apparently) no marketable skills and no career-related experience. Even if I woke up tomorrow morning with a marketable skill, my age and lack of �career� make me undesirable to employers."
The first step to improving your life, Minimum Wage, is getting this line of thinking OUT of your head. I mean, really just get over it and stop running this tape that you are telling yourself.
You have got to get over it, get a good night's sleep and then wake up in the morning and figure out what you are going to change to make your situation better. It could be your job. It could be your attitude.
You have the ability to participate on blogs, so unless you are doing this from a library or work you evidently have the money to afford electricity, internet and own a computer. If you have those things, figure out how to put up a money making website or something. Or do something else. Go find a second minimum wage job. If you already have two, well you just have to get creative.
Just stop whining. My BA is in English Lit and Philosophy, and BEFORE I went back for a masters in computer science I got a job in IT (and a ticket out of minimum wage) with only those degrees and some time spent as a legal secretary (which was minimum wagey work).
Adrienne, it sort of is becoming passe because millionaire status simply isn’t what it used to be. Thanks to inflation and the general cost of living in some areas a million may not be much more than middle-class. In regards to living with your means, I mean that people shouldn’t live like a millionaire before actually becoming one. I know some people who have been out of college for 5 or 6 years, have been making close to six figures and have significantly negative net worths. They would rather flash their income in the form of a big house, always buying fancy new cars and boats⦠take away their âstuffâ and what do they have to show?
I read once that put $2000 per year starting at 18 years of age in an S&P 500 mutual fund for 6 years, stop contributing and based on the historical gain, at age 65 you will have saved, plus growth, $1,000,000. I started late with no assets in my mid 30Â’s but in 28 years I had saved well over a million dollars with interest and dividends and in 30 years accumulated property worth about the same amount after serving in the military for 6 years and then a divorce. I remarried and started with two children and twins within 18 months. We did not live off of my overtime of which I fortunately had a lot of or my wifeÂ’s part time salary after the last child stated school and banked most of my raises. The first year we sacrificed and put away 42% of my gross so that we could start building a retirement. Oh, we did drive used cars for many years and lived in an apartment and then in a very old country house we bought while my friends at work, with similar salaries, drove nice new expensive cars and had large homes with mortgages 3 or 4 times our payment. The extra amount they spent on house payments went into savings for us. The point I am hopefully making is that with a decent job (I had some college and navy training), the right priorities, a decent but not excessive lifestyle and a spouse that supported my efforts even though she had less material possessions than her friends, you can do pretty well in this country. IÂ’m now retired at 62 on the money we have saved with a little help from Social Security and we have a small cabin with a 21 ft pontoon boat on the river a short distance from our 25 acre farm, a Class C motor home, ownership of a number of time share condos in the US and Mexico and 2 of 4 children college educated. We sacrificed a lot in the first 10 years and a bit afterwards; but now, ah, life is good.
@Minimum Wage: Nobody ever said you can become a millionaire on minimum wage. Read step 1 carefully:
"If you donÂ’t earn even an average income all is not lost. It is up to you to do something about it. A negative attitude about your job or your earning potential wonÂ’t change anything. Be proactive and make the decision to improve your situation. It is your life so take control and realize that things donÂ’t change overnight. It may take a few years of slow growth before you reach the point where you want to be, but you can do it if you try."
In other words, take steps to improve your lot in life. If you don't like earning minimum wage, seek additional training or educational opportunities. Work your way up the ladder.
And if home ownership is important to you and you can't afford one where you live, consider moving. It's all about priorities.
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Do you really think that by becoming rich, you will gain something other than money? What will you do with the money after earning it? Save more money by strangling your happiness? Everyone has a destiny, so we should leave our fortune up to it. If we are already bestowed with so much happiness already, why destroy it just for the greed of money? Remember this, by becoming millionaires, greed for more will always be there. These 5 steps listed above in the article sure seem easy to do, but the author has not given full justice. Although they have simplified the ong journey in 5 simple step, they haven't listed all the difficulties that need to be faced in this journey. If we are destined to such fortune than let it come to us. Somewhere within everyone is rich, maybe not in money, but atleast from the heart...
Becoming a millionaire is a status.
Be happy with what you have, but don't ever stop improving yourself or your income level. Remember, the more you have
the more you want. If you have a million you want a billion. If you have a billion you want a trillion and so on and so on. Being financially stable and healthy is a good card of hand to have in the game of life, but most people forget what sort of stress and problems also comes along with it. My point is being a millionare will not make you more or less happy. The pursuit of happiness lies in our own actions. We are our own creator of heaven and hell.
great advice, of cource its commin sense but not that many people have that.Im only 21 and very focused i no with following these steps i will make it, adding a little extra side huslte's, and my own business strategy's i to will become a millinaire.thank's
very positive word but I wonder if they are still valid given the curent stste of the finacial markets? Who would but shares today? I was a mortgage broker and financial advisor on a relatively high income, but now I have been unemployed for 6 months. My savings have gone and no job is on the horizon. I had thought to start my own company but with no money and experience only in financial services what can I do? I remain optomistic but really I am out of ideas and of course being the wrong side of 40 doesnt make things easier. I would be glad of constructive comments.
Great post (very common sense) and interesting comments. Way to go Susan (above) who became a millionaire in only 7 years by following the steps in this post...
I started out at age 22 in equity investing. Got my investment funds (IFICS Canada) certification for my own benefit, and now it's almost ten years later. I'm no millionaire yet, but I've also been in university the whole time. I can't wait to earn a real salary, because with what I know now about how to invest, whhooosh! My accounts will grow like gangsbusters:)
I would also add one more thing. Stay out of debt. Credit cards with high interest and buying cars that go down in value will keep you poor. If you have no debt, the money going to loans can be saved and invested.
Pretty good advice!
You can become a millioanaire. I think you need to have your average income and then something on the side. Work hard in life. Its the only way to become rich honestly otherwise if it falls on your lap you will just be greedy and stuck up. Working hard makes you reap the rewards and you feel money is hard to come by and value it more.
becoming a millionare is something we all need but too hard to get since we spend too much on things we like and cant live without it
YES....its a beautiful thing to become a millionaire and its very easy,if you stick to the plain and follow your heart and not dreams.really whats the point of millstone ,your going to drive to the same place eat the same food,the only different is more money more prob!
i think if you want to become a millionaire quickly you have to be dodgy lol
In advice nr 2 is stated [... Start by purchasing a home that you can comfortably afford ...]Is it wise to buy a home, now that the prices are falling?
Get a good education in order to success in future
my name is autumn and im a pre teen and i want to be a model when i grow up or a singer but im guessing you have to be rich i bought myself a puppy and my parents and family doubted me and here i am i have my self a baby beagle her name is lucy everyone was shocked that i saved my money and im proud of myself my parents are getting a divorce my dads getting married and having a baby that im not so happy about but the point is live your life and love and be proud of yourself it takes more musceles to frown then to smile and ive learned that and thats one of my goals but its hard my mom is always calling the police on my dad and its stressfula nd im planning to move out when im 18 i dont wanna live in my moms basement i want a life
Brilliant, keep posting me your great emails. I am very impressed
Part of becoming a millionaire also involves investing your TIME wisely. Most Americans simply cannot afford to save. The solution? Supplement your income with a sure fire way. Don't quit your job..just yet, do something that has been proven to work..Such as real estate investing. The best part is that you don't have to wealthy to invest..as Rick Vazquez shows in "The Pizza Delivery Millionaire" even an average pizza delivery guy can become wealthy! Recommend everyone out there to read it.
My personal advice is to save thirty thousand or even less. One could so this ,say,with ten thousand dollars! Go to a foreign country down in south america, buy a house in a really nice area and live on the rent. One can then live just like he is rich, since in many of those counties he does not even have to pay taxes. Food is a dollar for a full cource meal and I could go on an on. If he carries three friends with him he could give each of the 9500.00 at the air port and smuggle his nearly 30000 right through the inspectors. He can access medicall care with the rent...and I could go on and on. The US is falling down on the job for the people!
l want to millionaire
I ordered your millionaire program 2 years ago, and I
am still broke.
What am I doing wrong?
Yeh you must be investing or you are loosing . You must be a good middleman to become a millionaire.
I put some thought into being a millionaire but I don't really have this desire yet. To have a million dollars would be convenient to get where i want to go quickly but these days $1,000,000 flat isn't a lot of money unless it's wisely invested and that in itself needs one to be pretty cash savvy . It's enough to fund an education, buy a small home and start a business and thats without the expense of maintaining a family, insurance, taxes or the business. I have no viable experience in any of these things but I'm still daunted how someone in my position, no debt, no kids, minimal expenses can push a University education and a mortgage without putting myself into massive debt. Until I have my degree I don't think I'd be ready to maintain a millionaire dream. If I eventually become a millionaire then I prefer to be one as a professional and I don't mind that it might take me the next 40-50 years to get there but how do I start. If I have $5000 in savings what's the best way to invest it so that I can earn enough to pay for my degree?
i swear to god that you are a star, i really like your professional advice. good job smart guy
I really believe this approach can work, I need to practice saving and also I need to change my current job.
you do not need to be a rocket scientist to understand such easy rules.
Stick with your plan! This is the key. Plans take time to work and too many abandon them just before the benefits begin to show. I had to stick with my plan for several years before I started to see the fruits. I soon will be ready to quit my day job and work on expanding my own business! Without sticking with my plan this wouldn't have been possible.
My guess is that Jeremy (who wrote those "5 steps" is NOT a millionaire.
My guess is the guy giving the "how to buy real estate" is not a millionaire, either.
If you want $1,000,000 in cash, you're going to need to bring it in the door in large increments, FAR beyond what most do, at least in this country.
That's the cold, hard, facts of it, friends.
Actually HAVING a million dollars in liquid assets (means you can take a $1 million chunk of cash and spend it however you want) is what the definition is.
Having a $600,000 on which you still owe $550,000 does NOT make you "almost a millionaire".
For the VAST majority of those who read this, you're not likely to save your way to $1,000,000 cash, not at today's rates available to someone starting small (2% or so).
Even if you COULD save $10,000 per year and leave it alone completely (not touching it even if your child's life depended on it), it would still take 100 YEARS to reach a million. Can YOU save $10,000 a year for the next century?
All that advice is, as one poster above noted, "basic economics". Basic stuff, the stuff that everybody probably SHOULD do. But everybody is NOT a millionaire. So that advice is relatively useless.
"Earn Income"? How overly simple-minded is that. Sure, just go out and get a job that pays you $1,010,000 for one month, spend the ten grand on living expenses, and voila!, you have a million dollars. Let me know where you found that job, 'cause I'd sure like it!
All this sound "warm & fuzzy", but for MOST folks here, it's NOT going to put a legitimate million silver dollars in your pocket, sorry.
Would love to become millionaire. Hope your tips will help.
Actually I think I tried your steps but thanks for the article.
How can a young widow with a small child, quite a bit of medical debt, caring for the child 24/7, make millions?
okay look my comment is very good but bare with me cause my labtop is messing up so all the miss spelled words and everything sorry.
well to everyone that reads this commenit's all about you and the way you want to live you have to want something so bad that it can over power what anyone says,feels,think. It's your life and what you make of it in the end is up to you everyone wants to be rich but hardly anyone wants to do what it takes to become wealthy some try to take the easy way out while others cheat their entire way through becoming wealthy just to have it come back and bite them in the behind. so you make say this is just a comment but it's a word of edvice live yuor life cause you never know how long your going to be around to enjoy it,some may never become a millionaire but those who do took an extra mile just to get there and if you only try you can to and even if you don't become rich be happy that you have a life to live cause theirs always someone that can be doing way wrost then you.
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to be a millionaire dont dream about it do it, be positive and be prepared for alot of hard times, now with my top 10 i want you to follow the 5 tips already stated in the article and use them together with my advice, but how do u start:
1) get a job
2) while working make friends and show interest in what they do, dont make friends with people way ahead of you in the organisation, that may probably come off wierd work the levels (5 to 9 months)
3)if ur working 9 to 5 monday to friday get a weekend job
4) if ur working 9 to 5 monday to friday start evening classes learning a vocational trade, be it construction or marketting, this will help u earn that extra cash, increase ur intellect and help with that friend making at work. this is very positive for ur personality
5) dont jump from job to job it shows lack of loyalty, stick to what u got, do educational programmes within the company to move forward.
6) live with family, u all earn money contribute to the house and minimise ur expenditure, this is the difference in paying $1000 on a mortgage and $600 on bills food and other house hold expenses to $200 mortgage and $300 expenses, u'll save $900 bucks just by being a team player.
7) get tax advice, play the system, i live in the uk and i know if u take a loan out thats less than £5000 u pay no tax on it, government bonds are tax free, maxi isa tax free u earn high interest, think big to be big.
8) when you have your money dont jus look in the U.S for investment opportunities usgaap values property on historic cost, its apreciation is crap compared to high performing countries like UAE. u need to look at the bigger picture, ur investment in lower currency countries that perform at a higher percentage growth rate than the us will earn u ur money faster at a lower cost.
9) if u want to be cute then go to the country with the strongest currency, and do all the above and u will still earn more money.
10) ok buying property is a solid way forward, and safe but spread ur risk thats important, how to make money on property is like this:
a) invest $15,000 of ur own money as ur deposit against a property lets say valued at $150,000 in a good area, near very good schools, facillities ie rail lines shops, entertainment, etc.
b) ur mortgage will be 150,000-15000= 135,000x112.8% = 151875/25years= 6075/12= 506.25 a month
c) now rent that out at about 700 a month and ur making back about 200
d) depending where u r the property prices may increase at about 8% to 14% a year and depends if the market was down when u bought, now is a very good time to buy, so ur property at the end of the year will be around 165,000, ur rental income will be around 2400 and and if u wait 3years and sell u would have made about double of wut u invested in and have earned 8k just as rental income. imagine if u invested 40K for 4 properties each costing 100K preconstruction, in a country where the dollar is 4:1 and the growth in yr0 will be 40%, then the following year 40% and in its 3year upon the delivery date it goes up 30% and the property market is 22% and the country is booming and expected to continue growth at this high rate if not higher, if u sold 1 house at end of year 1 you would have made 30k to put against ur 270 debt then at year 2 sold another property to put 80k against your 180 debt then in ur year 3 sell 1 house and you have 140k to put against your 90k debt your 50k better off and have a house to let that in the next year you will make rental income and 22% on your home worth 250k???
this cant get you much money. imean if your looking for advice its pretty good but if you look at prices and stock now prices are going up and stocks are falling so the best thing to invest in today is real estate. but this is just y opinion
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Jeremy,
I'm with you on the first three for sure. I interviewed 21 millionaires to find out how and why they did what they did and without exception all 21 did the first three very well.
Some made their money without really investing, and most made their money almost accidentally, but these were entrepreneurs, so I wasn't looking for those who made millions over time, instead I was specifically looking for those who had made a significant amount of money in a short period of time.
What they did doesn't quite match up with Danielle's plan, but she may indeed get there.
www.21for21.com
Brandon
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