Comments on: Understanding Social Security Disability Benefits – Who’s Eligible and How it Works http://genxfinance.com/understanding-social-security-disability-benefits-whos-eligible-and-how-it-works/ Helping a unique generation achieve financial independence. Fri, 10 Feb 2012 01:03:00 +0000 hourly 1 http://wordpress.org/?v=3.3.1 By: leah houghton http://genxfinance.com/understanding-social-security-disability-benefits-whos-eligible-and-how-it-works/comment-page-2/#comment-330918 leah houghton Fri, 22 Jul 2011 12:44:14 +0000 http://genxfinance.com/2008/03/05/understanding-social-security-disability-benefits-whos-eligible-and-how-it-works/#comment-330918 Social Security tells me my son is eligable for auxilary benefits but can not get paid because his dad receives family maximum I do not understand Social Security tells me my son is eligable for auxilary benefits but can not get paid because his dad receives family maximum I do not understand

]]> By: Bill http://genxfinance.com/understanding-social-security-disability-benefits-whos-eligible-and-how-it-works/comment-page-2/#comment-267442 Bill Wed, 11 May 2011 03:44:52 +0000 http://genxfinance.com/2008/03/05/understanding-social-security-disability-benefits-whos-eligible-and-how-it-works/#comment-267442 Man, I have S.S. Disability at 50 and it's poorer then being poor I'll never see anything above the poverty line until My father in law passes away. I mean he does help Us alot out of love but lifes hard when I have 500.00 in meds a month. Man,
I have S.S. Disability at 50 and it’s poorer then being poor I’ll never see anything above the poverty line until My father in law passes away. I mean he does help Us alot out of love but lifes hard when I have 500.00 in meds a month.

]]> By: Oscar http://genxfinance.com/understanding-social-security-disability-benefits-whos-eligible-and-how-it-works/comment-page-1/#comment-244553 Oscar Sun, 17 Apr 2011 02:50:52 +0000 http://genxfinance.com/2008/03/05/understanding-social-security-disability-benefits-whos-eligible-and-how-it-works/#comment-244553 I am 75 yrs old but I only have 31 credits can I qualified for SSI I am 75 yrs old but I only have 31 credits can I qualified for SSI

]]> By: nellie carmona http://genxfinance.com/understanding-social-security-disability-benefits-whos-eligible-and-how-it-works/comment-page-1/#comment-241707 nellie carmona Mon, 11 Apr 2011 04:30:20 +0000 http://genxfinance.com/2008/03/05/understanding-social-security-disability-benefits-whos-eligible-and-how-it-works/#comment-241707 I just went through this with my daugther who receives social security she was able to apply for Senior Advantage Medicare with Kaiser.. If he wants to keep his Kaiser he should apply. I just went through this with my daugther who receives social security she was able to apply for Senior Advantage Medicare with Kaiser.. If he wants to keep his Kaiser he should apply.

]]> By: Debra http://genxfinance.com/understanding-social-security-disability-benefits-whos-eligible-and-how-it-works/comment-page-1/#comment-240370 Debra Fri, 08 Apr 2011 04:11:09 +0000 http://genxfinance.com/2008/03/05/understanding-social-security-disability-benefits-whos-eligible-and-how-it-works/#comment-240370 $1000 per month http://www.ssa.gov/pubs/10003.html $1000 per month
http://www.ssa.gov/pubs/10003.html

]]> By: Jean Johnson http://genxfinance.com/understanding-social-security-disability-benefits-whos-eligible-and-how-it-works/comment-page-1/#comment-160505 Jean Johnson Wed, 01 Dec 2010 19:50:49 +0000 http://genxfinance.com/2008/03/05/understanding-social-security-disability-benefits-whos-eligible-and-how-it-works/#comment-160505 my huaband passed away in 2008 and I wikk be eligble in july 2011 to get survivor benefits. Since he passing i have applied for disability benefits. I pplied in June 2010. I have more than enough credits. My question is if I am approved for SSD will I still be eligible in July for my survivor benefit, my huaband passed away in 2008 and I wikk be eligble in july 2011 to get survivor benefits. Since he passing i have applied for disability benefits. I pplied in June 2010. I have more than enough credits. My question is if I am approved for SSD will I still be eligible in July for my survivor benefit,

]]> By: Julie http://genxfinance.com/understanding-social-security-disability-benefits-whos-eligible-and-how-it-works/comment-page-1/#comment-140893 Julie Sat, 21 Aug 2010 19:23:26 +0000 http://genxfinance.com/2008/03/05/understanding-social-security-disability-benefits-whos-eligible-and-how-it-works/#comment-140893 My Mom & step-dad married on 05-20-2006 and he passed away on 03-07-2010.He had 2 grown kids.My step-dad was receiving his Social Security check every month.Is my Mom entitled to his check ? Because if she is,then she's not getting it.It must be going to his son,who doesn't need it.Can someone please give me advice.Thanks. My Mom & step-dad married on 05-20-2006 and he passed away on 03-07-2010.He had 2 grown kids.My step-dad was receiving his Social Security check every month.Is my Mom entitled to his check ? Because if she is,then she’s not getting it.It must be going to his son,who doesn’t need it.Can someone please give me advice.Thanks.

]]> By: Nancy http://genxfinance.com/understanding-social-security-disability-benefits-whos-eligible-and-how-it-works/comment-page-1/#comment-136264 Nancy Sun, 27 Jun 2010 19:01:05 +0000 http://genxfinance.com/2008/03/05/understanding-social-security-disability-benefits-whos-eligible-and-how-it-works/#comment-136264 After 6 years my family member has finaly been awarded SS disability. What is the situation regarding assets and medical? He has never owned anything and could not have any assets except a broken down truck. He received some medical care from a private medical service including very expensive MRI's that helped proved his disability. He will be obtaining back SS but nothing that helps his past hardships. What are the new regulations he will be living under? What is his obligation to repay any food stamps, etc? After 6 years my family member has finaly been awarded SS disability. What is the situation regarding assets and medical? He has never owned anything and could not have any assets except a broken down truck. He received some medical care from a private medical service including very expensive MRI’s that helped proved his disability. He will be obtaining back SS but nothing that helps his past hardships. What are the new regulations he will be living under? What is his obligation to repay any food stamps, etc?

]]> By: Linda Landwehr http://genxfinance.com/understanding-social-security-disability-benefits-whos-eligible-and-how-it-works/comment-page-1/#comment-133437 Linda Landwehr Wed, 12 May 2010 01:12:24 +0000 http://genxfinance.com/2008/03/05/understanding-social-security-disability-benefits-whos-eligible-and-how-it-works/#comment-133437 My husband age 61 is and has been on Social Security Disability for the past 6 years. I am 58 and currently working. If I were to lose my job and become unemployed would I be eligible for part of his disability to help supplement our income? Is there a dollar amount that will make me uneligible and if there is the $ amount? As I can foresee, with my age, the possibility of me getting a full time job with all the benefits is very minimal. Your help in answering these questions is appreciated. Thank you Linda My husband age 61 is and has been on Social Security Disability for the past 6 years. I am 58 and currently working. If I were to lose my job and become unemployed would I be eligible for part of his disability to help supplement our income? Is there a dollar amount that will make me uneligible and if there is the $ amount? As I can foresee, with my age, the possibility of me getting a full time job with all the benefits is very minimal. Your help in answering these questions is appreciated.
Thank you Linda

]]> By: Lynn http://genxfinance.com/understanding-social-security-disability-benefits-whos-eligible-and-how-it-works/comment-page-1/#comment-132891 Lynn Tue, 04 May 2010 21:08:54 +0000 http://genxfinance.com/2008/03/05/understanding-social-security-disability-benefits-whos-eligible-and-how-it-works/#comment-132891 @David Waters : Yes, you can back file and calculate up how much you need to pay in taxes to qualify for your 20 credits. ------- For everyone else: For those who get SSI, yes any money you get will count toward the income limit. So, for example, there was one person who was homeless, but was allowed to sleep in someone's garage. The SS office had to estimate the value of that 'lodging' and count it as income. SSI is for VERY LOW INCOME (or no income) people who are disabled. It is meant to bring you up to a certain level. With SSI you can get Medicaid. SS Disablity is regular social security for the disabled. Retirement and investment income DO NOT COUNT when calculating this type. WORK INCOME does. So if you are working (or if you have any 'earned income'--such as from a business that is in your name as a sole proprietor), then you will not qualify for SS-D. (They do have a program to get you off of SS-D, but that is another post, as the rules are tricky while they let you 'test work.') Other NON-earned income is allowed, such as pensions and stock dividends. SS-D does not rely on total household income to calculate benefits, unlike SSI. For those getting SSI (and Medicaid)--yes, you can easily get kicked off of SSI and Medicaid, if the person ever gets a job or wins the lottery or inherits. It is based on the value of any income you receive, as it is for those living in poverty. Once you get off of SSI, they swap you to regular SS Disability (and Medicare). Medicaid lets you get enrolled immediately. Medicare takes 2 years after you are declared disabled before you qualify to receive medical coverage. Medicare only covers 80% of bills while Medicaid covers more of medical bills. Medicare also has other limits (like you have to pay for prescription drug coverage, while with Medicaid it is included). For spouses who get SS-D, yes you can get part of the spouses benefit as early as age 60 (if you have no small children) OR if you have children under the age of 18. You need to discuss how this works with your SS office. @David Waters :

Yes, you can back file and calculate up how much you need to pay in taxes to qualify for your 20 credits.

——-

For everyone else:

For those who get SSI, yes any money you get will count toward the income limit. So, for example, there was one person who was homeless, but was allowed to sleep in someone’s garage. The SS office had to estimate the value of that ‘lodging’ and count it as income. SSI is for VERY LOW INCOME (or no income) people who are disabled. It is meant to bring you up to a certain level. With SSI you can get Medicaid.

SS Disablity is regular social security for the disabled. Retirement and investment income DO NOT COUNT when calculating this type. WORK INCOME does. So if you are working (or if you have any ‘earned income’–such as from a business that is in your name as a sole proprietor), then you will not qualify for SS-D. (They do have a program to get you off of SS-D, but that is another post, as the rules are tricky while they let you ‘test work.’) Other NON-earned income is allowed, such as pensions and stock dividends. SS-D does not rely on total household income to calculate benefits, unlike SSI.

For those getting SSI (and Medicaid)–yes, you can easily get kicked off of SSI and Medicaid, if the person ever gets a job or wins the lottery or inherits. It is based on the value of any income you receive, as it is for those living in poverty. Once you get off of SSI, they swap you to regular SS Disability (and Medicare). Medicaid lets you get enrolled immediately. Medicare takes 2 years after you are declared disabled before you qualify to receive medical coverage. Medicare only covers 80% of bills while Medicaid covers more of medical bills. Medicare also has other limits (like you have to pay for prescription drug coverage, while with Medicaid it is included).

For spouses who get SS-D, yes you can get part of the spouses benefit as early as age 60 (if you have no small children) OR if you have children under the age of 18. You need to discuss how this works with your SS office.

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