How To Buy Stocks
We all need to be investing toward our future. There are many different types of investments you can look at, don’t forget to invest in yourself, but the stock market can be one of best for many of us. When you first start out investing in stocks it can seem daunting and complex, but you […]
What is a Good Credit Score?
An established credit history and credit score often stands between potential home or car buyers and their dream. But what is a good credit score? What exactly is a credit score? What makes a credit score “good?” How to improve your credit score? If you’re new to building credit there are a few things you need […]
How Often Should You Check Your Credit Score
You have probably heard about the importance of your credit score and credit history, and may have even shrugged it off, but there are a number of reasons to check both. First you need to know what’s a good credit score. Then you know that the better your credit score, the better your chances of being approved […]
Maximum 401k Contribution for 2013
Good news, the IRS has raised the 401K plan limits for 2013. The 2013 maximum 401K Contribution So the 2013 maximum 401K contribution is now $17,500. This allows you to invest more into your 401K than in previous years. The new contribution limit also applies to the Roth 401K’s, 457 B plans, and 403 B plans. Although the […]
Cash Strapped? How to Start a Business With No Money
Ever wondered how to start a business, or better yet, ever wondered how to start a business with no money? In today’s competitive marketplace, it pays to be creative. Many times with no money in there pocket, businesses and savvy entrepreneurs are born. If you think you have the characteristics of an entrepreneur, but […]
How To Save Money Fast
Do you have a big event, travel, a must have or emergency type situation? Here we listed some quick fixes that will show you how to save money fast. Tips that will help you now and some that will keep saving you money in the future. 1. Electricity is most likely the biggest utility you […]
Writing a Business Plan? Here Are Some Common Mistakes
A business plan is a necessity in any business. If you are trying to figure out how to start your own business, the first place to start is with a business plan. Every business needs some type of direction and focus to help it move forward in the right direction. It doesn’t need […]
What is a Trust Fund?
Back in my college days I had several friends that seemed to have access to all the money in the world as they went to school. One friend in particular spent all kinds of money on off roading vehicles and modifications, and that was just one of his expensive hobbies. I was a […]
11 Characteristics of an Entrepreneur
Many people believe that they have what it takes to start your own business, yet it seems few people truly end up succeeding in the world of business. Entrepreneurs are a few and talented group of individuals who possess the skills necessary to make a unique and successful business out of nothing. In […]
Catastrophic Health Insurance: Is it right for you?
Is A Catastrophic Insurance Plan Right For You? In this down economy, it may seem practical to choose a health insurance plan that has the lowest monthly payments. However, plans that have the lowest monthly premiums also typically have the highest deductibles. For some individuals and families, this may be a good option […]