Save Money by Regularly Obtaining Auto Insurance Quotes

Auto insurance is one of the necessities in life, and unfortunately it can be quite costly. Of course, you could try to skimp by going without insurance, but you risk losing everything, there are several types of insurance that everyone must have. So, since it is your legal obligation to have adequate coverage, you can […]

How to Sell Your Car for the Most Money

Next to selling your house, selling a car will be one of the larger sales you’ll make in your lifetime, and you’ll probably do it many times over the years. In many cases this also means there are thousands of dollars on the line so it’s crucial you take the steps necessary in order to […]

Saving Too Much For Retirement? Is It Really Possible?

Retirement Sign

Conventional wisdom tells us it’s impossible to be saving too much for retirement, but is this really true? We’ve been hearing about the need to save more for retirement, and for good reason. Ask many of the Baby Boomers who are getting ready to retire and you’ll find that many of them have come to […]

403b Loan – How to Borrow Money From Your Retirement Plan

403b loan

During my years as a financial advisor and retirement planning consultant, one of the most common complaints I received from people was about being able to take money out of their employer-sponsored retirement plans such as a 401k or 403b. For more on what the 403b is check this out. They insisted that it’s their […]

What is a 403b Plan?

403b

Most people have heard of a 401k plan, and it’s often a topic of discussion in the news and around water coolers in many offices, but what is a 403b plan? The IRS created the 403b as a tax-deferred retirement plan for members of public education organizations, some non-profit organizations, cooperative hospital service organizations, and […]

The Power of Starting Small, How to Start Saving Money

After being in the personal finance business for close to ten years I’ve been asked a lot of questions. But there’s one thing that comes up more often than anything else. People always ask how to start saving money, how to start investing money, or how to start paying off debt if they don’t have […]

Is Life Insurance Through Your Employer Worth It?

Insurance

Life insurance tends to be pretty low on the list of financial priorities for most people, but it really shouldn’t be. If you’re married or have young children, life insurance is one of the most important things to have if others depend on you. What kind of financial hardship would your family be in if […]

Students, Get Ahead by Getting a Job This Summer

When it’s time for summer vacation, smart students know that it isn’t a time to lay around and waste a few months, but rather the time to find a job. At least a job to help you make it through the summer or maybe help cover some college bills. Sure, being a high school or […]

How to Prepare for Refinancing Your Home Mortgage

403b loan

With mortgage rates still at near record low levels, if you purchased a home or refinanced a few years ago when rates were significantly higher, you may be inclined to try to refinance that mortgage. Refinancing can certainly make sense when rates are low, but it isn’t a slam dunk and it may not even […]

Practical Ways to Break the Bondage of Debt

From governments and corporations to individuals, debt is an epidemic. The statistics reported by The Credit Examiner paint a grim picture of the America’s financial health. Americans owe a collective $11.38 trillion. $8.15 trillion in mortgages, $914 billion in student loans, $852 billion in credit card debt and $72 billion in auto loans. Let’s break […]