How to Spend Your Tax Refund Wisely

states with no income tax

Each year, millions of Americans look forward to that magical day when they find out how much they will be getting back in a tax refund. Now that the federal government and most of the states use direct deposit, people are getting their refunds faster than ever. You could take your tax refund and buy […]

Start 2013 Off Right By Reviewing Your W-4 Exemptions

Life is rarely static and things are constantly changing from year to year and the start of 2013 serves as a great reminder. One item that is often overlooked is the W-4 IRS form. We are most familiar with this form when we start a new job as it is generally required to be completed […]

Saving Money on Valentine's Day

7 Tips To Save Money On Valentine’s Day Are you on a tight budget this year? Do you think it means you have to forgo having a romantic Valentine’s Day? Think again. You can create a memorable time for you and your loved this Valentine’s Day, all without breaking the bank. After all, sometimes the […]

How to Throw a Super Bowl Party on a Budget

It’s that time of year again. Are you ready for the Big Game? Wait, are you hesitating because you’re a little tight on cash this year? No need to worry because hosting a Super Bowl party doesn’t have to be a budget buster. Here are 10 tips that will help you save money on your […]

Factor In Closing Costs When Buying a Home

Home for Sale

Buying a home is usually one of the biggest financial decisions you’ll make in your lifetime, but what many new homebuyers overlook are closing costs. Closing costs are funds, in addition to a loan down payment, paid at settlement. Closing costs vary, but cash transactions will have fewer costs than financed purchases. Although many of […]

5 Ways To Help Save An Extra $1,000 This Year

Money Saving Tips

Are you looking for ways to save an extra $1,000 this year? You are not alone. Millions of Americans are trying to save more money in these difficult financial times, and if you’ve tried saving money before, you understand how difficult it can be. Thankfully, you don’t necessarily need to find large chunks of savings […]

A Few Ways for Teens to Make Money

What teenager doesn’t love money? They want name brand clothes and shoes, the newest video games, the latest technology, and to be able to hang out with their friends on the weekend. Teenagers are bombarded every day with fashion and celebrities on television and in movies. They want to be like their favorite celebrities, and […]

The Bad News About Tax Refund Anticipation Loans

A Tax Refund Anticipation Loan (RAL) is a type of loan that many tax preparation companies offer, which is essentially an advance on your expected tax refund.  A RAL loan can be approved in a manner of minutes and the money accessible within a day or two. Since these loans are secured by your tax […]

Should You Pay Off Your Auto Loan Early?

Road Trip

Carrying debt is always a drain on the finances, so many people look to pay off their loans early. When you’re talking about credit cards or other high-interest revolving debt this is certainly true. But when you’re talking about a lower interest installment loan the benefits may be far less than you anticipated. The reason […]

Payday Loans – Ripping You Off One Fee at a Time

payday loan

Payday Loans Can Cost You Thousands Payday loans go by a variety of names: payday loans, cash advance loans, check advance loans, post-dated check loans, or deferred deposit check loans. They sound harmless, because in most cases you’re just borrowing money to get you through to pay day, but under the surface they are one […]