Save Money by Regularly Obtaining Auto Insurance Quotes
Auto insurance is one of the necessities in life, and unfortunately it can be quite costly. Of course, you could try to skimp by going without insurance, but you risk losing everything, there are several types of insurance that everyone must have. So, since it is your legal obligation to have adequate coverage, you can […]
Is Life Insurance Through Your Employer Worth It?
Life insurance tends to be pretty low on the list of financial priorities for most people, but it really shouldn’t be. If you’re married or have young children, life insurance is one of the most important things to have if others depend on you. What kind of financial hardship would your family be in if […]
Catastrophic Health Insurance: Is it right for you?
Is A Catastrophic Insurance Plan Right For You? In this down economy, it may seem practical to choose a health insurance plan that has the lowest monthly payments. However, plans that have the lowest monthly premiums also typically have the highest deductibles. For some individuals and families, this may be a good option […]
CLUE Report, Comprehensive Loss Underwriting Exchange
You need to take a good look at your CLUE. But what is a CLUE report? Most people are clueless about there CLUE report, hehe see what I did there. CLUE stands for Comprehensive Loss Underwriting Exchange, and this report gives details dating back seven years history of claims with your insurance company. Why does […]
How Much Life Insurance Do I Need?
Life insurance tends to get a bad reputation even though most people have a legitimate need for coverage. The main problem is that there are many different types of life insurance and almost all policies are sold by someone working on commission. This scenario is perfect for abuse when you have people pushing a product […]
Types of Insurance Policies You Must Have
While it is possible to obtain insurance for nearly anything these days, there are certain policies that every responsible person needs to protect themselves. There are also a number of policies that are not suitable for everyone and may actually end up costing you. Particularly under the financial constraints faced by many as a result […]
Protect Yourself from Catastrophic Loss With an Umbrella Policy
What happens when you are sued for more than your basic homeowners or auto insurance policy covers and are found liable? Well, for most people, it would mean liquidating unprotected assets in order to satisfy the judgment. This may mean garnished wages, selling property, and possibly losing some of your investments. This is certainly a […]
Renters Insurance – How it Works and Why You Need It
When you buy a home or car, one of the first accessories you purchase is insurance. In many states the law requires you to have car insurance in place before a vehicle can be registered. Many mortgage lenders mandate that borrowers have homeowners insurance to protect the lender’s investment in the home. What about the […]
7 Tips For Buying Insurance Policies
If there’s one thing you should never rush into, it’s insurance. Whether it’s life insurance or auto insurance, it’s a huge decision that demands a little research and your undivided attention. You don’t want to make any hasty moves because one move too soon could mean losses in the thousands over the long term. Not […]
Why You Should be Paying Attention to Medigap Plans
By the time those currently in their 40s retire and begin to qualify for Medicare, the government-run insurance program is going to be over 6 percent of the Gross Domestic Product. That means for every dollar the United States economy earns, a little more than six cents goes toward Medicare. Social Security looks to be […]