Poll: What Did You Spend Your Tax Refund On?
By now most of you who were getting a tax refund this year have probably already received it. So, the question has to be asked: what did you spend it on? Since the average federal tax refund is around $3,000 most people are getting a reasonable chunk of money. Sure, we can argue that it […]
Poll: Have You Filed Your Taxes Yet?
We are quickly closing in on the tax deadline, so those who haven’t already filed their taxes are probably starting to feel the pressure mount a bit. Sure, we still have a little more than a month to go, but it’s one of those things you hate to have lingering over your head. I was […]
Poll: Did You Miss Two of the Best Years in the Stock Market?
The great recession, high unemployment, and the damage to your portfolio done in 2008 are probably still fresh in your mind, but did you know that even though the economy as a whole is slow to recover that the past two years the stock market has been churning out record returns? If you were one […]
Poll: How Do You Do Your Taxes?
It’s that time of year again and tax forms are starting to trickle in through the mail. Over the coming weeks you’ll be receiving W-2s, 1099s, investment statements, mortgage statements, and a number of other important tax documents. So, whether we like it or not, tax season is upon us. The tax deadline is quickly […]
Poll: How Do You Prioritize Paying Off Debt and Saving Money?
It’s an epic struggle of competing financial goals. In one corner you have the burden of debt. Whether it’s credit cards, auto loans, student loans, or even a mortgage, it’s money that eventually has to be repaid. Unless you’re fortunate enough to have no debt or only a mortgage, debt weighs on you and takes […]
Poll: What's Your Take on the Hindenburg Omen?
If you’ve been listening to the media lately you may have heard something about the Hindenburg Omen. It sounds kind of ominous, and I guess it should because it predicts a severe market crash. The Omen has been behind every market crash since 1987, but significant stock-market declines have followed only 25% of the time. So […]
Poll: Do You Use Mobile Banking?
We’ve come a long way in just a few years. Not long ago banking consisted of having a local branch that you used and the idea of mobile banking was to use an ATM or your debit card. Then, we saw a flood of what were considered online banks hit the market in the past […]
Poll: Are You Thinking About Refinancing Your Mortgage?
Can you believe what mortgage rates are these days? As of this post Bankrate shows a 30-year fixed at around 4.6% and a 15-year down to almost 4%. That’s pretty amazing when you think about what rates were just five years ago. Back then you were probably looking at rates closer to 7%. So, all […]
Poll: How Much Do You Spend on Gas Each Month?
For those of us who don’t live in a city with public transportation, owning a car and paying for gas is usually a necessity. Thankfully, gas prices have remained relatively stable over the past year and we haven’t seen the crazy prices of just a few summers ago. Even so, gas isn’t cheap and it […]
Poll: How Much Do You Spend on Utilities Each Month?
Utilities are a part of life for almost everyone. Whether you own or rent, you’re responsible for paying for utilities such as electricity, gas, water, sewer, etc. Granted, renters occasionally find leases where some or all utilities are included, but ultimately you’re still paying for them as they are tied into the monthly rent. For […]
