Tips For Finding an Apartment
When it comes to renting an apartment or home, you don’t have to be at a loss. Renting has its benefits and can be a positive experience for people saving money to buy homes of their own. Renting a place rather than buying can be a very sound financial decision when you are […]
How to Prepare for Refinancing Your Home Mortgage
With mortgage rates still at near record low levels, if you purchased a home or refinanced a few years ago when rates were significantly higher, you may be inclined to try to refinance that mortgage. Refinancing can certainly make sense when rates are low, but it isn’t a slam dunk and it may not even […]
Factor In Closing Costs When Buying a Home
Buying a home is usually one of the biggest financial decisions you’ll make in your lifetime, but what many new homebuyers overlook are closing costs. Closing costs are funds, in addition to a loan down payment, paid at settlement. Closing costs vary, but cash transactions will have fewer costs than financed purchases. Although many of […]
The Most Common Landlord Problems and How to Address Them
Landlords have a variety of possible issues that can arise from the management (or mismanagement) of their properties. This can be the result of poor upkeep on their part, bad tenants, or a combination of both. Tenants run the gamut from pristine to monstrous, and landlords often find themselves looking into the legal ramifications of […]
How To Pay for Closing Costs on Your New Home
Buying a home can be a good financial move, but it is costly. And if you don’t make the right decisions before closing you could be costing yourself thousands. If you are in the process of buying a house or another piece of real estate, you may be required to pay some closing costs to […]
Three Mistakes You Can’t Afford to Make When Buying Your First House
When you’ve decided it’s time to buy your first house you’ll be flooded with a ton of emotions. It’s exciting and stressful at the same time, and ultimately very rewarding once the papers are signed. Unfortunately, all of the emotion and stress can mean missing something very important or rushing into the decision which can […]
Mortgage Rates Are Low, But It May Still Cost You
The news keeps talking about mortgage rates that continue to fall to almost unheard of low levels. We’re talking about 30-year fixed rate mortgages hovering just over 5%, and 15-year rates under 5% right now. These rates are sharply lower than just a few years ago. But just how much can you save with a […]
Moving Made Easy – How to Save Money, Time, and Reduce Stress While Moving
Preparing for a Move I don’t know many people who enjoy moving. It usually involves a lot of heavy lifting, cleaning, costly transportation or moving services, and small things to take care of which can lead to a lot of stress. It doesn’t have to be this way and if you spend a little time […]
Why You Need a Home Maintenance and Repair Fund
Owning a home has long been considered part of the American Dream. It can be quite satisfying as a young adult to finally break free from a life of paying rent to a landlord and staking claim on your own piece of property where you’re free to do as you please and begin building equity […]
Saving For a Down Payment on a House
The shakeup in the housing market over the past several years has brought the need and advantages of a down payment when buying a new home back into focus. In a traditional mortgage, the home buyer was required to provide a 20% down payment at the time of closing. This trend shifted during the housing […]
