Home Updates That Are Worth the Investment
A home is generally one of the largest assets any person has. Although many have begun to shy away from homeownership because of the costs of upkeep, owning a home can still a great way to build equity and personal net worth. However, over the years, it is understandable to see why so many homeowners […]
Tips for Buying Your First Condo
If your dream place to live is a popular travel destination, a crowded urban area, or any other location where real estate prices are escalating, you may be intimidated by the costs of single-family homes. Buying a condo is one option that allows you to achieve home-ownership while staying within your price range. What is […]
How to Get Your Landlord to Pay for Renovations
Renovate Your Apartment on Your Landlord’s Dime Tired of living in a shabby apartment? Interested in updating the dingy carpets and scuffed paint job? Think that you’ll have to live with what you have just because you’re a renter and not an owner? Not only is it possible to renovate a rented property, but you […]
The Mortgage Tax Deduction Myth
Ask anyone what one of the major befits of buying a home is and you’re sure to hear many tout the benefits of the mortgage interest deduction. From your friends and neighbors to the financial gurus on TV, everyone urges you to buy a home for this sweet tax break. They can’t be wrong, can […]
Finding the Best Mortgage Deals and Rates
Finding the Best Mortgage Can Save You Thousands Buying a home is one of the largest purchases you’ll ever make. Because it’s such a large purchase and there is a lot of money at stake it only makes sense to get the best possible financing. After all, most home loans last for decades, so a […]
What is Private Mortgage Insurance (PMI) and How Do You Eliminate it?
Buying a home is a major financial decision and one of the most important ones most people will make. Finding a home to purchase is really only the beginning. Unless the buyer has a lot of cash on hand or a lot of liquid assets, they will have to take out a loan and find […]
Making an Offer on a Home: How to Negotiate a Deal
Buying a home has to be one of the most exciting, yet stressful financial decision that most people will have to deal with. You can spend years saving up for a down payment, months touring homes looking for the right one, and weeks trying to find the best mortgage. With all of the effort going […]
Should You Refinance Your Mortgage? Rates Are Low, But It Is Still a Tough Decision
Record Low Mortgage Rates Make Refinancing Attractive Mortgage rates continue to fall to almost unheard of levels. We’re talking about 30-year fixed rate mortgages hovering under 5%, and 15-year rates at just 4%. These rates are sharply lower than just a few years ago. But just how much can you save with a lower mortgage […]
How to Avoid the Next Real Estate Bubble
Those who don’t learn from history are bound to repeat it and the real estate bubble will be no exception. While we may learn a lot of tough lessons and create new regulations and put legislation in place that is supposed to minimize the likelihood of something like this happening again, people seem to have […]
Do You Really Need a Mortgage In Your Twenties?
This is a guest post from MD of Studenomics. A personal finance blog for 20-somethings that want to kill debt, make some cash, and enjoy life. If you like the article, please consider subscribing for free updates. In the North American society it’s no secret that owning a home has become apart of life. For many years the adage […]
