10 Mistakes That Hurt your Credit Score

We all worry about keeping a good credit score, but how many of us actually go out of our way to protect our score and avoid certain decisions that could negatively affect it?  During our lives we will face numerous financial decisions that could impact our credit score. Don’t know which actions to watch out […]

What to Do When You Are Turned Down for a Mortgage

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If you are interested in buying real estate but had your application for a home loan rejected, you have options. Plenty of them. Of course you can ask the lending institution why they put the kibosh on your application but they won’t likely tell you the complete story because they are afraid you’ll sue them. […]

Citi Diamond Preferred Card – 0% APR

The Citi Diamond Preferred Rewards MasterCard features a straightforward rewards program. Every dollar you spend earns you one point in Citi’s ThankYou Network. ThankYou rewards points can be redeemed on Expedia flights, hotels and travel packages. Citi Diamond Preferred Rewards MasterCard holders looking for benefits beyond travel can redeem points for retail merchandise and gift […]

Blue Sky from American Express® Review

Reward credit cards are nothing new, and American Express has been offering great rewards cards for years. But there is one card out there that just might be a little better than what you’re used to. A lot of people think of travel cards simply as something for a frequent flyer or business travelers, but that’s […]

Should You Co-Sign a Loan?

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Let’s say you are approached by a friend or relative asking you to co-sign a loan. Obviously, they assume that they will make good on their loan, pay it in full, and you will never have to worry about it. Being the nice person that you are, you are likely to oblige. But wait! Before […]

The Shocking Truth about Repairing Credit After Bankruptcy

For most people, repairing credit after bankruptcy seems impossible. I’m broke and my credit is trashed, they think. I’ll just have to wait a decade before the bankruptcy falls off my credit report. But nothing could be further from the truth. In fact, wiping your hands of credit and becoming a cash-only citizen is the […]

A Few Tips for Repairing Bad Credit

Getting rid of negative marks on your credit history is a problem facing many hard working people these days. With a poor economy making it difficult to pay bills, it’s no wonder more and more people are looking for solutions to get out of the rut they are in with bad credit. Good credit is […]

Best Credit Cards for College Students

When it comes to college, most experts tend to steer students away from credit cards. That’s because credit cards, when used improperly, can create a financial nightmare for young adults. Careless spending and little to no income may be a recipe for disaster, but so is graduating college and setting out on your own with […]

American Express TrueEarnings Credit Card Review

TrueEarnings Cash Back Card from American Express and Costco Warehouse stores such as Sam’s Club and Costco usually offer exclusive deals to their customers. These deals usually consist of special promotions and savings on products, but reward credit cards often don’t apply. A good credit card that that offers substantial cash back rewards will be […]

Help Getting Out of Debt – Using Credit Counseling

There is Help Available, but be Careful to Avoid Scams Have you tried to get a handle on your debt yourself but still can’t seem to make any headway? First of all, it’s OK and there’s nothing to be ashamed about. If you find that you just can’t get back on track yourself, there are […]