Credit Karma Review
I have had a number of people ask me about Credit Karma. I have used it a number of times to check my credit score and like it, so I figured I would go ahead and write a Credit Karma Review for all of you. When people start to repair bad credit or even if you […]
What is a Good Credit Score?
An established credit history and credit score often stands between potential home or car buyers and their dream. But what is a good credit score? What exactly is a credit score? What makes a credit score “good?” How to improve your credit score? If you’re new to building credit there are a few things you need […]
How Often Should You Check Your Credit Score
You have probably heard about the importance of your credit score and credit history, and may have even shrugged it off, but there are a number of reasons to check both. First you need to know what’s a good credit score. Then you know that the better your credit score, the better your chances of being approved […]
The Pros and Cons of Co-signing a Loan
There are many situations where you might find yourself being asked to co-sign a loan. Often such a request can arise in the context of a personal relationship. For example one of your children may ask you to co-sign a loan for a first car or for college tuition, or a friend or relative in […]
A Few Tips for Repairing Bad Credit
Getting rid of negative marks on your credit history is a problem facing many hard working people these days. With a poor economy making it difficult to pay bills, it’s no wonder more and more people are looking for solutions to get out of the rut they are in with bad credit. Good credit is […]
Finding the Best Mortgage Deals and Rates
Finding the Best Mortgage Can Save You Thousands Buying a home is one of the largest purchases you’ll ever make. Because it’s such a large purchase and there is a lot of money at stake it only makes sense to get the best possible financing. After all, most home loans last for decades, so a […]
How to Freeze Your Credit Report at All Three Credit Bureaus
Freezing Your Credit Report Can Prevent Identity Theft Identity theft is a major concern these days and advancements in technology continue to aid criminals in perfecting their skills and techniques. However, beyond your standard identity theft tips you can go one step further and consider a credit freeze. When a person wants absolute assurance that […]
Credit Score and Credit History Basics
When it comes to staying on top of your finances there are few things that can have such a lasting impact as your credit history. Many people have heard the terms “credit report” and “credit score” before and many of you know what is a good credit score, but not everyone knows exactly what each […]
Collection Agencies Giving Away HDTVs and iPods If You Pay Up
Nobody wants to deal with a collections company, but it looks like some may be pulling out all the stops. A friend of mine was telling me about this debt that went into collections a while back and he was always getting hammered by the collection company to try and pay. After months of ignoring […]
How to Improve Your Credit Score
Do you need to improve your credit history? If you’re like the majority of Americans, the answer is yes. According to FICO, 60% of all people have a credit score less than 750. This means there is plenty of room for improvement for many people. (for more on what is a good credit score) There […]
