How to Talk to Your Aging Parents About Their Finances

Help Your Aging Parents Before They Need Your Help If you have aging parents, you know the time will eventually come when you may be called upon to help with their finances. As we continue to extend our lives to 80 and beyond, there’s a better chance that the resources people put aside for retirement […]

How to Negotiate Your Medical Bills

According to a study conducted by The American Journal of Medicine, around 60% of personal bankruptcies are caused by overwhelming medical bills. The fact is, if you’ve been sick or severely injured, medical bills can add up fast. Even if you have health insurance, there is a good chance that you will be left with […]

Flexible Spending Accounts: Is a FSA Right for You?

Flexible Spending Accounts Provide an Easy Way to Save Money and Pay for Health Care Expenses One unfortunate result of rising costs associated with health care and health insurance is that employers are now looking for ways to trim employee health benefits. This usually includes increasing co-pays, out-pocket-costs, and deductibles. The good news is that […]

Health Savings Account (HSA) Basics

What is a Health Savings Account? Health savings accounts (HSAs) allow individuals to save money for health care expenses on a tax-deferred and tax-free basis. This law was signed into law on December 8, 2003 and became effective on January 1, 2004. The tax deferred money can be invested into mutual funds, stocks, cash or […]