Teaching Personal Finance in the Classroom and at Home

Money is a taboo subject among most Americans, and few families even stop to consider discussing the household budget with their children. But with consumer debt totaling $13.4 trillion in 2010, according to the Wall Street Journal, students need a sound financial education just as much as they need a firm foundation in other subjects. […]

Handling Finances During a Lawsuit Settlement

When you file a lawsuit against another person or a company, you may stand to receive a large settlement at some point in the future. If you are in line to get a settlement, figuring out how to handle your finances can be a challenge. There are various fees that you have to be aware […]

How to Buy a New Car the Right Way

Next to buying a home, buying a new car is right up there as one of the largest and more stressful financial decisions you’ll make. After all, buying a vehicle is a commitment and your decision will likely stick with you for a few years and become an integral part of your life. That’s why […]

How Does Your Money Measure Up Compared to Other Generation Xers?

Have you ever wondered how you compare to others like you when it comes to money? That’s to say, how your income and investing goals measure up. It’s an interesting question. Obviously, you can’t change what other people are doing, but sometimes it’s just nice to know where you fit in the puzzle. And once […]

Avoid Financial Paralysis by Analysis

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Let me guess. You want to do something to better your financial situation, but you haven’t taken action yet because you’re still researching your options? You are not alone. When it comes to money, we are notoriously meticulous and want to make sure we’re making the right decision. It only makes sense because we’ve worked […]

Should You Invest in the Stock Market or Hold Cash?


Let me paint a picture for you really quick.  A man is sitting at his desk looking at his Scottrade account.  He’s been noticing the volatile market swings and doesn’t know what to do with his money.  He start sweating.  He starts to wonder if he should place his money under his mattress instead. Does […]

Can You Afford to Have Kids in This Economy?

Having children is a thought many couples are thrilled to share. They picture their wonderful family, fully equipped with 2.5 children and a Labrador or Golden retriever, and a nice home in a quiet neighborhood. Unfortunately, that aspect of the American dream isn’t as picture-perfect as it once was ‒ nor is it as easy […]

Money as a Relationship Builder

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You’ve probably heard it before but I’m here to say it again.  Bickering over money is ranked as the number one reason the majority of couples fight within their relationships and marriage.  To be honest, this statistic does not surprise me at all.  Whether it’s fighting over how to spend money or how to manage personal debt, […]

The High Cost of Immediate Gratification

What a rush to be able to buy whatever you want whenever you want it! Instead of shopping around or waiting for the price to drop significantly, you pull out your trusty credit card and purchase your item that day. You walk into the store, select the item that you want and walk out with […]

10 Ways to Simplify Your Finances


People can have several bills to pay each month. They will have the mortgage, the electric bill, the water bill, the gas bill, their auto insurance bill, their cell phone bills and the list goes on. There can even be times when a bill is missed and the payment is late. This can be dangerous […]