10 Ways Keeping a Budget Can Improve Your Finances
In simplest terms, a personal monthly budget is a way to account for your money that compares your bills and expenses with your income. Some people create detailed spreadsheets to track every dollar that comes in and goes out while others keep a very high level budget that doesn’t go into as much detail. Whatever […]
Avoid These Warning Signs When Looking for a Financial Advisor
Not everyone has the time or “know-how” to manage their money on their own. That’s why personal financial advisers, and other financial professionals exist. That’s why many people hire a CPA to do their taxes. But before you hand over all your assets to an advisor, you should be aware of some common red flags. If […]
How to Avoid Fights About Money in Marriage
Getting married is a significant life change that offers a lot of new challenges. It probably goes without saying, but money is one of the hot-button issues in any marriage. Two people never have identical outlooks on money and reconciling those differences can lead to some nasty arguments. So it is in your best interest […]
Planning for Your Financial Future in Retirement
When it comes to planning for the future, most people think of retirement. Retirement planning is important because it allows you to do the things that you were unable to do while workingâ’travel, start a business, go back to school, be closer to family, or simply relax. Because retirement is such an important phase in […]
Avoid a Financial Holiday Hangover This Year
Plan Ahead to Avoid a Financial Holiday Hangover Does this scenario sound familiar? You use credit cards to do your holiday shopping, promising yourself you’ll pay the debt off within two or three months. Six or eight months later (or more), you’re still paying, and those items that seemed like such bargains end up costing […]
